You cannot get golden visa by paying via loan. Need full payment by your own means.
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How can I finance my Greek Golden Visa investment through a loan?
I’m planning to apply for the Greece golden visa but would rather conserve my liquidity and do it through a loan from a local bank since I have great credit score. Would it be ok for local Greek authorities if I finance my golden visa investment through a loan?
Answers
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In your question, two different topics are set. The possibility of taking a loan from a Greek bank in order to finance your Golden Visa investment. Regarding the funds for Golden Visa property investments, please be advised that the property acquired for GV purposes has to be free of mortgages or any other kind of encumbrances, which is certified on the dedicated certificate of Land Registry files. If you can take any loan without involving the Greek property as securities, then no problem. Furthermore, as per the terms and conditions of a bank loan for foreigners, the Greek Banks are not so open and keen to approve, without excluding such a perspective.
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