The business and personal assets of the applicant and/or spouse need to have a net value of at least $2.25 million Australian dollars, which are unencumbered and available for transfer within two years of granting the visa. They must have been held for the two fiscal years immediately before the time of invitation to apply. There is no problem with combining assets with your spouse to satisfy this criteria.
How does the Australia’s investor 2 visa category count assets for applicants with partners/spouses?
My wife and I qualify for the 2.25 million Australian dollar minimum net personal and business assets with our pooled assets. My wife’s assets will account for about 1 million of that. I am the main applicant and am concerned this may pose a problem, since the assets are not all in my name. Should I be worried?
All business visas operate on the basis that you or your wife's net personal and business assets are counted as the qualifying assets for application purposes. As long as you or she can provide proof of ownership of these assets, either on an individual or joint basis, for at least two fiscal years before you are invited to apply for the visa, the total net worth will count toward your $2.25 million minimum criteria in net personal assets.
No, you don't need to be worried, as it is a combination of the pooled assets. But please ensure if you are the main applicant that you meet all the other criteria. The Australian government understands migration is due to a family unit; hence, it allows for you and your spouse. As long as you are married and share assets, it's irrelevant whose name it is under.
In short, you should not be worried. You and your wife/spouse/partner's personal and business assets can be combined. I believe you refer to 188 visa. Investor streams are classed as 188B, C & D. Your enquiry relates to the "25 points" from the "net personal and business asset" category of the "Points Test.| This is one of many components of the preliminary test, the "Points Test” of the "Expression of Interest.” "Net personal and business assets" considers and allows joint assets.