It sounds like you are considering the subclass 188 investor stream visa. The investor visa does require a minimum of two fiscal years of ownership for $2.25 million, so you will either have to wait until you qualify or consider other types of visas. Do note that the visa criteria does not just require assets of $2.25 million; you will also need to prove you have either a business or investor background (minimum three years) and have a background that garners you 65 points on the Skillselect system before you can consider this visa, among many other factors.
How can I apply for a 188 visa if I just inherited the required assets?
Recently I inherited $4 million from my aunt and I want to use it to apply for a 188 visa. However, according to the 188 visa application guidelines, the applicant needs to have an asset worth of $2.25 million Australian dollars and hold if for two fiscal years before he is eligible to apply. I received the inheritance eight months ago and I do not want to wait for another 16 months before I start to apply. What options do I have? I can provide the complete inheritance paperwork, if it helps.
You are referring to the subclass 188 investor stream (often referred to as 188B). This pathway is intended for applicants with investment or business experience. Aside from the net assets of $2.25 million Australian dollars, you are required to invest $1.5 million in a government bond in Australia. These funds must have been accumulated from investment or business activity. You cannot fund this investment through inherited funds. The only investment pathway that can be based on inherited funds is the subclass 188 significant investor stream (commonly referred to as 188C). This pathway requires net assets of $5 million and the funds can be sourced from inheritance (which you could combine with other legally acquired funds to meet the $5-million total). You will need to provide evidience of the source of the funds, but there is no requirement to hold these for a specified length of time.